Aundrea Beach-Greco Mortgage Blog Freddie Mac Predicts: Mortgage Rates to Stay Low in 2012 December 28th, 2011 4:31 PM 12-28-11 Freddie Mac is out with some predictions for 2012, and front and center is the sentiment from the mortgage giant that mortgage rates will remain low in 2012. Right now, those rates are as low as they've ever been. Those rates are low enough, but the chief economist at Freddie Mac says that's right where they'll stay in 2012. Frank Nothaft, writing in a Freddie Mac blog this week, says rates should continue scraping the bottom at least until the middle of next year. Nothaft's commentary also notes that the Federal Reserve policy on interest rates, which drives the mortgage rate market, should remain unchanged. "This should keep fixed rates for 15- through 30-year product relatively low during the first half of the year, with rates edging up during the second half," he says. "Further, the Federal Reserve's August announcement that it was likely to maintain its current federal funds target through mid-2013 ensures that initial-period interest rates for one-year and various hybrid adjustable-rate mortgages will remain extraordinarily low throughout 2012." If you have questions, please don't hesitate to contact me. Aundrea Beach-Greco Mortgage Advisor, CMP, CMPS™ NMLS 333739 Residential Mortgage Services Cell | (702) 326-7866 Ofc | (702) 796-3453 xt. 3047 eFax | (888) 738-5188 Toll Free | ( 877) AUNDREA info@aundreabeach.com www.AundreaBeach.com | www.TailorMyMortgage.com   Doctors, lawyers, even beauticians adhere to strict education requirements and licensing. Do you want someone who is not bound to those standards looking at your credit and finances? Consult a CMPS™ today! Posted by Aundrea Beach-Greco on December 28th, 2011 4:31 PMPost a Comment (0) Subscribe to this blog * Name: * Email Address: URL: Comment: Type the characters you see in this picture, click "Submit" when finished.   This helps us prevent automated programs from posting comments and sending spam. * Name: * Email Address: Address: City: State: Zip:   This helps us prevent automated programs from creating bogus contacts and adding them to your contacts database.

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Doctors, lawyers, even beauticians adhere to strict education requirements and licensing.  Do you want someone who is not bound to certain mortgage licensing standards looking at your credit and finances? Consult a CMPS™!

Certified Mortgage Planning Specialist, CMPS™ represent a new professional category in the mortgage sector: one that arose as a response to legitimate criticisms of the mortgage banking industry.

Mortgage Planners must have regional mortgage licensing, undergo structured training, and pass a battery of tests in order to be certified by private Certified Mortgage Planning institutions. They must also pursue and document ongoing training regarding the mortgage banking industry, the markets that impact home finance products, the role of interfacing with financial services professionals, and the methods, means, and ethics associated with advising consumers on home mortgages.

Certified Mortgage Planners work in concert with other finance professionals, including Realtors, CFPs, CPAs, Insurance Agents and Attorneys to ensure that consumer home finance products are in alignment with market trends, both current and historic. The deliverable of a Certified Mortgage Planner is a "Mortgage Plan" designed to maximize home equity and improve cash flow while wisely managing debt. CMPS professionals are committed, qualified and equipped to implement mortgage, cash flow and real estate equity management strategies that help consumers: Build and conserve wealth, Become debt free sooner, and Achieve financial freedom.

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